With the ever-increasing amount of consumer debt, it is more important than ever to understand the laws and regulations that govern how debt collectors are able to collect what is owed. In Texas, the Fair Debt Collection Practices Act (FDCPA) sets forth a number of guidelines that apply specifically to debt collection powers in the state, giving consumers much-needed protection and peace of mind.
If you are a resident of Illinois and find yourself in debt, it’s important to know your rights under the state’s debt collection laws.
Are you struggling to get out of debt? You’re not alone. Despite the best intentions, it’s easy to get overwhelmed and feel like you’ll never be able to achieve your goals. But don’t give up! There are plenty of ways to motivate yourself and make progress on your debt. Here are nine of them.
Are you considering selling your house? Whether you’re downsizing, upgrading, or just plain ready for a change, it’s important to know what to expect from the process. Here are 10 things I wish I had known before selling my house. By being prepared, you can make the experience as smooth and stress-free as possible. So read on and get some insider knowledge!
You’ve finally paid off your personal loan, and now you’re wondering how that affects your credit score. Learn more today.
If you’re in the market for a new car, there are a few things you should know before making your purchase. Here are 15 things to keep in mind that will help you get the best deal on the perfect car for you.
When you’re working on a budget, it’s easy to get discouraged. You look at your bank balance and see how much you have left to save, and it feels impossible. Celebrate the small wins!
Getting out of debt can feel like a never-ending journey. You make progress and then something happens and you find yourself back at square one. …
If you have bad credit, you might be wondering how you can get an auto loan. The good news is that it is possible to get a loan with bad credit, but there are a few things you should know before you apply.
With the holidays fast approaching, you may be considering getting a store credit card to take advantage of any holiday sales or deals. But is it really worth it?
Are you tired of living paycheck to paycheck, constantly stressed about your finances? It's time to take control and move your finances forward.